"My mind is a raging torrent, flooded with rivulets of thought,cascading into a waterfall of creative alternatives." ~ Hedley Lamarr, Blazing Saddles
Here I sit with so much to say that I don’t know where to start so I just don’t say anything. That does happen to me a lot. My mind will be so full of unorganized ideas and I feel like they need to be let out but I just don’t know where to begin. But then that is where blogging comes in. Lately I have found that the best way to start is just to go ahead and do it. I begin by writing down my thoughts and once I start they all begin to pour out and before I know it, I have cleared my brain. Once I have most of my ideas down on paper, I then go back and weed out the bad ideas, doctor some of them and add a few more and end up with something crazy. Sometimes my brain needs lots of weeding. Sometimes it could use some herbicide.
Wow after weeding there aren't many plants left. There really isn’t much to write about today. I do have one little item. About two years ago, I got a notice from my bank that said we needed flood insurance on my house. The notice was actually from some flood insurance assessment company in Texas. I called them to get some clarification because I don’t live on the water and my property is quite high in the area where my house is. It just didn’t make any sense. So I got through to some lady who looked at our plat and told me that the ditch behind our property is a flood boundary zone and because of that I need to have flood insurance. What this means is because this drainage ditch goes into a small creek which turns into a river which eventually ends up in the ocean, and because my house is located somewhere on said property which connects to said ditch and from Texas one can’t determine if the house could be flooded, I have to have flood insurance.
Well my next question to this nice lady was “Have you ever been to Wadmalaw Island?” She said “No, what does that have to do with anything?” I said “lots since you are telling me that I have to have flood insurance”. Then she started getting defensive and said that she could only go by the plat which doesn’t tell her enough to make a more definitive determination. I said “My point exactly. Thanks for clearing that up.” I ended up having to get flood insurance even though my house is higher than most houses in the Charleston area.
Well fast forward to the present. Can anyone guess where this insurance company is located that told me I had to have flood insurance? Galveston TX. Maybe I should call and ask them if they had flood insurance. It wouldn’t matter though if they did. The regular insurance companies are now fighting with the flood insurance companies. You see with the houses completely gone, no one can determine if it was wind or floods that destroyed the houses so no one wants to pay. I am so glad I got that flood insurance. I feel so secure now.
Have a great day,